It’s not enough to make decisions based on a hunch
or to simply jump on just any investment opportunity
这是你的方式，只是因为它 可能 产生结果.
相反，您需要建立一个路线图
这会帮助你坚持下去.
Five Tips To Help You Protect Your Nonprofit’s Investments
A comprehensive investment strategy is essential when it comes to safeguarding your nonprofit’s long-term financial security. 因此, it’s essential that you work to ensure proper management procedures of your organization’s assets.
Maximizing your organization’s investments begins with tapping the right people to manage your nonprofit’s responsibilities. To do this, your first step should be to balance the leaders of your organization. Your leaders should include those who understand and are passionate about your nonprofit’s mission 以及 those who bring the technical expertise and financial prowess necessary to carry out it’s mission.
The following tips will help keep your nonprofit’s leadership team grow and protect the organization’s investment income for years to come.
听...... 集109, “What Should You Do When Joining A Nonprofit Board?，在雷亚获奖的播客中， 不适合在意图电台播放, featuring Laura MacDonald, principal and founder of The Benefactor Group.
技巧1:清晰
The journey is easier when everybody walks in the same direction.
Before a nonprofit can even begin making investment decisions, the board must establish the organization’s vision, 使命及目标.
It’s not enough to simply state what the organization stands for and what it wants to accomplish in it’s bylaws or strategic plan. Board members must promote transparency throughout the organization. This can be done by actively and consistently communicating critical information with shareholders, 志愿者和其他投资方.
有了清晰的发展愿景, 使命及目标, everyone can better understand their purpose within the greater organization and what programs, services and financial resources will be needed to carry out the organization’s intended purpose.
技巧2:经验
是啊，这是件大事.
The people sitting on your finance committee should actually have a background (or at least a thorough understanding) of finance. The same notion holds true for your other specialty specific committees.
理想的财务委员会, 例如, should consist of professionals with backgrounds in banking, 投资和/或业务. Their understanding of the specialty will help your board of trustees understand the current financial state of the nonprofit more thoroughly, which will help your leadership team make sound financial decisions.
技巧3:领导力
谁负责?他们是怎么做到的?
如“技巧2”中所述,” experience (particularly when your nonprofit’s financial stability is at stake) is important. But who should be in charge and what steps should your board take to formally appoint an investment manager? 一个人的资格是否取决于地理位置? 以前的经验会是决定因素吗?
你的非营利组织的董事会必须建立清晰, written guidelines that will then be used to help identify and select the best candidate to fill this incredibly important leadership position. 可能考虑的指导方针包括:
- 经验
- Background
- Qualifications of principals and portfolio managers
- 管理理念与方法
- 战略和目标的完整性
- 投资的灵活性和多样性
- 质量控制
- 表演
- Availability of electronic information and analysis data
- 合同协议的灵活性
- 资金转移流程
技巧4:策略
你的成功指南.
It’s not enough to make decisions based on a hunch or to simply jump on just any investment opportunity 这是你的方式，只是因为它 可能 产生结果. 相反，您需要建立一个路线图 这会帮助你坚持下去.
如果你还没有准备好, make it a priority to put together a written investment policy that details:
- 该组织的投资理念
- 投资预期
- 需要考虑的投资类型
- 谁来做投资决策
- 谁可以联系经纪人进行交易
- 谁将与经纪人保持定期联系
- 决策过程
- 投资资金将如何分配
- 什么返回阈值将触发行动
- 征求建议书程序(如适用)
- How often investments will be reviewed and by whom
最后, your investment policy should be reviewed annually and should be regularly updated to reflect current trends. The investment world has dramatically changed over the years, 它将继续以快速的速度变化. You should work to ensure that your policy effectively reflects these changes.
技巧5:商业思维
投资是一件严肃的事情.
Your board is entrusted to make decisions that are in the best interest of the nonprofit, this is especially true when it comes to executing the organization’s investment strategy. As you continue move forward with your organization’s investment strategy, it is absolutely vital that you closely monitor management fees, 以及 密切关注回报率.
A well-written investment policy provides your board with the guidance it needs to make sound investment decisions designed to ultimately benefit the organization and the people and causes it supports. 不幸的是, some well-intended nonprofits will put a comprehensive investment policy in place, only to set it on a shelf and let it collect dust. Keep your organization’s investment policy top of mind to start optimizing your results.
给非盈利团队发邮件 在意图 & 比较靠谱的赌博软件 to learn more about developing a comprehensive investment policy and start safeguarding your organization’s finances today.
By 布伦特·阿迪特，注册会计师 都柏林(办公室)
Check out these articles for more not-for-profit policy insight:
关心，服从，忠诚 & Financial Accountability: Getting To Know The Role Of A 非营利性 Board Member